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Health Insurance

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Pension, health and 401(k) benefits are provided by the Equity-League Pension, Health and 401(k) Trust Funds. The Funds office is located at 165 West 46th Street, New York, NY 10036. Visit call 212-869-9380 or 1-800-344-5220 (outside of New York).

Hospital, medical and prescription drug benefits are provided by CIGNA (Connecticut General Life Insurance Company, also known as the Indemnity Plan) and an optical plan, administered by Davis Vision. Dental coverage is available to partipants on a voluntary self-pay basis through CIGNA.

In 3 states (including NY, CA, and DC) participants may choose an HMO (Health Maintenance Organization) plan.

There is an "Open Enrollment" period in November every year, during which participants may change plans. In addition, you can make or change decisions regarding dependent coverage and/or dental coverage. Listed are examples of common changes made during the Annual Open Enrollment Period:

  • Switching from an HMO Plan to the CIGNA Plan or vice versa.
  • Adding self-paid dependent coverage for any qualified dependent not already covered under the Health Fund.
  • Choosing to add or change self-pay dental coverage.

Any change made during the Annual Open Enrollment Period becomes effective on January 1st of the following year.

How many weeks must I work in order to qualify for employer-paid health coverage?

In order to qualify for plan eligibility, you must have at least 11 weeks of covered employment in any 12 calendar months “accumulation period” to qualify for 6 months of coverage. If you attain 19, or more, weeks of covered employment in an accumulation period, you may qualify for 12 months of coverage. Participants are evaluated for health coverage eligibility after the end of each month and there is a two-month waiting period after the 12-month accumulation period ends before coverage can begin (e.g., if you had 11 weeks of covered employment for the 12-month period ending on December 31, your coverage could begin as early as March 1 the following year).

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Pursuant to federal law, the Equity-League Pension, Health and 401(k)Trust Fund is a separate organization which is jointly administered by labor and management. The Board of Trustees of the Equity League Funds is made up of an equal number of Trustees representing both Actors' Equity and various management bargaining associations. The Trustees have a legal fiduciary responsibility to the Funds. All Trustee decisions are implemented by a Fund Administrator (hired jointly by labor and management Trustees) who supervises the Funds' staff and operations. The Funds are housed in separate offices and are NOT a subsidiary or department of Actors' Equity Association.

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